Cambridge Capital Management
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Indiana Statewide Certified
Development Corporation

Does Your Project Fit?

Eligible Use Of Funds
  • Land
  • Acquisition of Existing Builing
  • New Construction
  • Fixed Assets from Business Acquisition
  • Building Expansion / Renovation
  • Long-Term Equipment
  • Professional Fees
  • Lender's Interim Points & Interest
  • Debt Refinance (Expansion Projects - debt refi may not exceed 50% of the new expansion costs)
Ineligible Use Of Funds
  • Working Capital
  • Inventory
  • Goodwill Assets from Business Acquisition
  • Franchise Fees
  • Tenant Improvements
Occupancy
  • 51% For Existing Facilities / Building (renovations and expansions are eligible)
  • 60% for Ground-Up Construction Projects (must occupy 80% within 10 years)

Maximum Loan (SBA Portion)
  • $5.0 Millon (Typical Project)
  • $5.5 Millon (Manufacturers)
  • $5.5 Millon (if Certain Energy Public Policy Goals Are Met)
  • No Maximum Limit Placed on Participating Lender's Loan Portion
Borrower's Injection
  • 10% in Most Cases
  • 15% for Start-Up Businesses (Less Than Two Years In Operation) or Special-Purpose Properties
  • 20% if The Project is Both a Start-Up and Special-Purpose Property
  • Equipment-Only Loans may Qualify with 10% or 15% Injection

Applicant Tools

Application Checklist
Application Package
Life Insurance Guidelines
Lease Resource Guide
SBA Form 1244 Part C - Statements Required By Law
SBA Form 413 - Personal Financial Statement
SBA Form 912 - Personal History Statement
4506 T

If you have additional questions, contact us at 317-844-9810
Kim Barnes Ext. 129 kbarnes@cambridgecapitalmgmt.com
Sandy McCleese Ext. 128 smccleese@cambridgecapitalmgmt.com


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