Cambridge Capital Management
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Indiana Statewide Certified
Development Corporation

Does Your Project Fit?

Eligible Use Of Funds
  • Land
  • Acquisition of Existing Builing
  • New Construction
  • Fixed Assets from Business Acquisition
  • Building Expansion / Renovation
  • Long-Term Equipment
  • Professional Fees
  • Lender's Interim Points & Interest
  • Debt Refinance (Expansion Projects - debt refi may not exceed 50% of the new expansion costs)
Ineligible Use Of Funds
  • Working Capital
  • Inventory
  • Goodwill Assets from Business Acquisition
  • Franchise Fees
  • Tenant Improvements
Typical Project Structure
typical ISCDC Project Structure

Maximum Loan (SBA Portion)
  • $5.0 Millon (Typical Project)
  • $5.5 Millon (Manufacturers)
  • $5.5 Millon (If Certain Energy Public Policy Goals Are Met)
  • No Maximum Limit Placed on Participating Lender's Loan Portion
Borrower's Injection
  • 10% in Most Cases
  • 15% for Start-Up Businesses (Less Than Two Years In Operation) or Special-Purpose Properties
  • 20% if The Project is Both a Start-Up and Special-Purpose Property
  • Equipment-Only Loans may Qualify with 10% or 15% Injection

Lender Tools

Reference Guide
Appraisal Requirements
Environmental Requirements
Environmental Flow Chart and Sensitive Industries List
Credit Not Available Form
Life Insurance Guidelines
Lease Resource Guide

If you have additional questions, contact us at 317-844-9810
Kim Barnes Ext. 129
Sandy McCleese Ext. 128

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